My student loans

Things got a lot more interesting moneywise yesterday.

While I tend to think of the amount of student loans as an amorphous blob of approximately 53,000 (52255 as of today), but it's actually three loans.  One, a subsidized student loan at 6.5% interest for $3,578, one, an unsubsidized loan at 4.5% interest of 10,715, and the last one is a subsidized student loan, also at 4.5%, for 37,962.

While it bothered me that I wasn't paying them down, it was hard to argue when I knew I had other more immediate goals and the two big loans were in deferment.  However, I went online to check the balance yesterday and learned that both of the big ones are going into repayment, and the first payment is due tomorrow.

So, now that I'm officially paying them off (and probably half of what I'm paying is interest, judging by my payments on the first loan, I feel antsy and want to pay them early.  Even though I know I am doing what I should be doing with my money (saving up so when I go back to grad school I won't need to take out massive loans at 6.8% or higher).

Also, if I do pay extra I'll need to specify that it should go to the unsubsidized loan - I certainly would rather not have interest accruing on these when I do head back to school.